Wednesday, April 22, 2009

What To Do In A Homeowner's Claim Situation

With the recent castrophic storms in the Murfreesboro, TN It is really important for customers to know how to file claims. I wanted to review a few keys points about that process:

1. File the claim as soon as possible with your insurance carrier whether it would be via internet, claims phone number, or through agent's office
2. Start to make a list of key things you may need for day to day living, if you are out of house many home owner's insurance policies have what is called, "Loss Of Use", which will pay for taking care of you such as a place to stay, food, and clothing while your not able to live in your home.
3. Start to make a list of personal contents that will needed to be turned into the claims representative

I know this a very stressful time for alot of folks that are victim to such a terrible storm, but the main thing to think about that many of the things you lost can be replaced but not your life.

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